Skip to main content

Huntington Beach Union High School District

Benefits » Medical Insurance

Medical Insurance

HBUHSD offers medical coverage to benefit eligible employees and their eligible dependents. Our medical benefits are designed to help maintain wellness and protect you and your family from major financial hardship in the event of illness or injury.

Below we have provided brief descriptions of the plans along with attachments and links to provide more information.

Kaiser HMO

The Kaiser HMO plan offers comprehensive coverage. Care is provided or coordinated through each member’s primary care physician (PCP). You and your family members must seek care through a Kaiser facility (except for emergency care). Pharmacy coverage with Kaiser is provided directly through Kaiser.

You can contact Kaiser at (800) 464-4000 or visit their website at kp.org.

Kaiser also now offers limited out-of-area/state coverage through the Minute Clinic! Please see the flyer below.

United Healthcare HMO

When you enroll in the UHC HMO plan, you choose a primary care physician (PCP) for each enrolled family member from a medical group or IPA. The PCP will coordinate and provide all of your care, including hospital admissions. There may be a time when your primary care doctor says you need to go to the hospital. If it is not an emergency, the medical group will look into whether or not it is medically necessary. If the medical group approves your hospital stay, you will need to go to a hospital that works with your medical group. You will need a referral from your PCP if you need to see a specialist.

You can contact United Healthcare at (888) 586-6365 or visit their website at www.myuhc.com.
VEBA/UHC Member Site: www.whyuch.com/csveba

A digital medical ID card provides easy access to health plan information. Simply show it at a doctor’s office, clinic, pharmacy or wherever benefit information needs to be presented. The digital medical ID card is viewable through myuhc.com or the UnitedHealthcare app.

Pharmacy Coverage with United Healthcare is provided through Express Scripts - (800) 918-8011.

UMR PPO - A United Healthcare Company

The UMR PPO plan offers an extensive network that includes physicians, hospitals, and other types of healthcare providers.  As long as you use providers who participate in the network, your care will be covered at the highest benefit level— generally 90%, after deductible.  For some services, co‐payments are required.  A referral from a PCP (primary care provider) is not required in order for you to see a specialist.  You always have the option to be treated by non-network providers; however, services are then covered at 70% of usual and customary charges, higher deductible amounts apply, and claim forms are required.  Please refer to the schedule of benefits in this brochure for more information.

You can contact UMR at (800) 826-9781 or visit their website at www.umr.com.

Pharmacy coverage with UMR/United Healthcare is provided through Express Scripts - (800) 918-8011
 
 
INCLUDED IN UMR PPO COVERAGE:
CARRUM HEALTH
Carrum Health is a surgery benefit for PPO members needing either a spine procedure, hip and knee replacement, or Coronary Artery Bypass Graft (CABG). Through Carrum, members will have access to the highest quality surgeons who have proven to have the best outcomes for the covered procedures. Deductible and applicable coinsurance is waived if the surgery is performed in a Carrum Facility and Precertification is obtained. If Carrum is not contacted prior to the scheduling of surgery, a pre-certification penalty of $1,000 will be applied in addition to your deductible and coinsurance.

Covered surgeries include: knee, hip, elbow, spine, shoulder, wrist, hand, and heart.

To explore more visit My.CarrumHealth.com or call (888) 855-7806.

Chiropractic & Acupuncture Care

For employees who select Kaiser HMO or United Healthcare HMO, chiropractic and acupuncture care is covered through OPTUM Health - Physical Health of California. Your benefits include:

  • Unlimited visits (subject to medical necessity)
  • Copays that align with your PCP office visit copay
  • X-rays as authorized
  • 100% coverage for durable medical equipment up to $50 

If your PCP copay is: Your Chiropractic/Acupuncture copay is:
$10 $10 
$15 $15 
$20 $20 


You can contact OPTUM at (800) 428-6337 or visit their website at www.myoptumhealthphysicalhealthofca.com.

*Employees who select UMR PPO have chiropractic and acupuncture benefits directly through UMR.

Surest (UHC digital PPO) for Out-of-State Dependent

Child dependents who live out-of-state may have the option to convert their coverage to Surest (UHC digital PPO).  This offers medical coverage for those dependents who would not have coverage on an HMO and a more comprehensive network for the PPO dependents.  Employees on the Kaiser plan are not eligible for out-of-state benefits for their dependents.
 
Find instant answers on the Surest app or website, Benefits.Surest.com, with a few simple clicks, from anywhere, at any time. The Surest platform is easy to use and offers:
 
• No deductibles. No coinsurance.
• Out-of-pocket opportunities to save by checking costs and comparing options  before making an appointment.
• Cost sharing is low for higher-value options based on quality, efficiency, and overall  effectiveness of care.
• Nationwide network coverage.